I am thinking about planned and unplanned expenses. No matter how careful you are with your money there are just some things you can't forsee. Monty started limping Wednesday night. Thursday morning I took him to the vet - he had torn his anterior cruciate ligament in one of his hind legs. The Vet advised surgery; without it the problem would just get worse.
Monty went under the knife this morning. An unexpected $840 later, he has a prothesis in his leg and is lying in the portacot feeling miserable - we have put him in there to keep him away from Ginger while he recovers. Turns out it can keep the baby in, or out!